5 Smart Strategies to Boost Your Finances When Money’s Tight
If you’re finding it challenging to make ends meet, consider these strategies to enhance your financial situation:
1
Utilize 0% Introductory APR Credit Rates
Some credit cards offer an introductory 0% APR on purchases and balance transfers for a set period. This can allow you to manage expenses or consolidate high-interest debt without accruing additional interest during the promotional period. For example, certain cards provide a 0% intro APR for 15 months on purchases and balance transfers, followed by a variable APR of 18.49% – 27.49%.
Click here to Apply Now
2
Explore Debt Relief Programs
If you’re overwhelmed by debt, especially amounts over $30,000, consider consulting with debt relief agencies. They may negotiate with creditors on your behalf to reduce the total amount owed, potentially consolidating your debt into a single, more manageable monthly payment. Some programs aim to help you become debt-free within 12 to 48 months without upfront fees.
See if your $30k+ in credit card debt is eligible for National Debt Relief
3
Leverage Online Shopping Tools
To save money when shopping online, use browser extensions that automatically search for and apply coupon codes at checkout. These tools can also compare prices across different retailers, ensuring you get the best deal without extensive searching. Many of these extensions are free and user-friendly.
Get Capital One Shopping now
4
Open a Cashback Debit Account
Some banks offer debit accounts that provide cashback on purchases, allowing you to earn rewards without using a credit card. For instance, certain accounts offer 1% cashback on up to $3,000 in debit card purchases each month, with no monthly fees or minimum balance requirements. This can add up to $360 annually in cashback rewards.
Apply for a Discover® Cashback Checking account today
5
Consider a Home Warranty Plan
If you’re a homeowner, unexpected repair costs can strain your budget. Home warranty plans cover the repair or replacement of major home systems and appliances due to normal wear and tear. By paying a monthly or annual fee, you can potentially save on significant out-of-pocket expenses when covered items break down.
Choose a plan from Choice Home Warranty here
P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.
Get Out of $30,000 or More of Credit Card
Visit National Debt Relief
National Debt Relief Benefits
- No upfront fees1
- One-on-one evaluation with a Certified Debt Specialist
- For people with $30,000 in unsecured debts and up
Learn how to make an extra $200
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